A subcontractor is a firm that carries out a defined part of a building project under contract to the main contractor. The subcontractor’s contract is with the main contractor, not with the client. That contractual chain determines who you go to when something goes wrong.

How the chain works

The main contractor remains liable to the client for the work of its subcontractors. If the plastering is defective, the client pursues the main contractor — even though the main contractor did not do the work.

In practice

Subcontracting is the norm rather than the exception. Almost every house is built by a chain of specialist firms:

Element Usually subcontracted
Structure / brickwork Often the contractor’s own labour
Mechanical and electrical Almost always subcontracted
Roof covering Almost always subcontracted
Windows and glazing Usually subcontracted
Finishes (plaster, tiling, floors) Usually subcontracted

What clients should watch

  1. Ask who is doing the work — establish at tender stage which packages are being sublet and to whom
  2. Put coordination in writing — the main contractor is responsible for sequencing all parties; make that explicit in the contract
  3. Pay through the main contractor. Paying a subcontractor directly breaks the chain and can weaken your position on defects
  4. Check insurance and status. Ask for evidence of public liability cover, and be aware that tax and employment rules for construction supply chains can create obligations for the party above
  5. Check warranties. Confirm whether the guarantee on, say, the roof covering or the heating system runs through the main contractor or directly with the manufacturer

Related terms

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